Tips For Getting Your Car Warranty Claim Approved
Paying for a Car warranty coverage to have your claim refused, when the need arises could be a very bad experience. You purchase a car warranty so that you are restassured and at peace regarding your car. Unfortunately, there have been a lot of cases where the claims from the customers have been denied.
Read a few points for getting your motor warranty approved to ensure you’ll be covered after a damage.
Tip 1: Opt for a right service provider
The first few tips are about how to choose and recognise the right service provider and things you should do before your car breakdowns. These pointers are essential to ensure your extended warranty insurance claim is approved. We are well aware about the fact that some dealers offer coverage below-par. During the time of filing the complaint, some warranty companies will try their best to escape paying. However, not all companies work in similar fashion.
Some warranty companies are known for their great service facility and paying out timely customer claims. You can check reviews about the dealer online and take your decision before buying a warranty. Like every company, warranty dealers will also have their share of bad comments and denied claims. You can go through customer comments and then make a decision based on your research. We suggest you opt for a renowned company for your warranty cover as leading insurance companies are most likely to cover all your claims.
Tip 2: Read thoroughly to understand you motor warranty
An extended warranty is a document with multiple pages of terms and conditions explained. Before signing any document ensure you go through it carefully. If you are unsure about what the warranty covers, don’t purchase it. A basic set of exclusions are mostly not covered by any extended warranty insurance .
Most warranties will not have the following
● Damages on covered parts by non-covered parts aren’t included.
● Any car involved in a intense accident and has to be rescued
● Racing cars and drivers whose car is driven roughly.
● Parts of the car like windshields and side mirrors.
● Parts such as wiper blades, shock absorbers and brake pads that are subjected to wear and tear.
● Outer body damages
● Interior cushioning
● Parts like Latches, bulbs, hinges, and fuses
The exclusions in a warranty are clearly mentioned in the contract. The list of services and parts not covered in a warranty are well mentioned. Hence, Read it well and understand your warranty details appropriately.
Tip 3: Regular maintenance is a must
If you want to avoid any chances of filing a claim, a well maintained car and regularly serviced car is a requirement in filing a claim. For instance, You will be denied your claim only if the car-manufacturer recommended service is missed.
Tip 4: Save your bills
Always save and keep your bills and receipts after a service well maintained. You may be asked to produce that you kept your vehicle well serviced and maintained. If you have performed any service or oil change by self, maintain the receipts and bills for the same. Additionally, some warranty states that repair and maintenance be done at a specific licensed service center. In such cases don’t do it by yourself.
Tip 5: Address mechanical issues straight away
If you experience any problem, take your vehicle to a service center and immediately initiate the claims. While doing this remember to take your vehicles to the repair shop that your warranty cover will accept. Most manufacturer warranties mandate that you get your car repaired at a dealership store.
Tip 6: Double-Check your warranty coverage
After the service man has identified your issue, cross-check your warranty to check if your repair cost is included. It is advised to file a claim to determine if you need more clarification. However, you could save time if you’re already sure that your repair is covered or not in your contract.